Fortune India
Interest rates, inflation, and global markets are shifting fast. There is a massive global uncertainty. Smart investing can make all the difference this year.
Property prices in India are rising, especially outside metros. More people are buying homes in Tier-2 and Tier-3 cities.
Real estate has the reputation for being a solid asset, that carries long-term value. However, on the other hand, this asset class is also expensive and becomes hard to sell off quickly.
Despite the markets undergoing corrections now, due to the effect of the Trump tariffs on the global markets, equity as a class is only expected to grow. Experts have consistently said that equity funds, SIPs and hybrid funds are here to stay.
Mutual funds are a safe bet if you are a long-term investor. But, they are also subject to big market risks. And, if your strategy is wealth creation but in the short term, then due to the risks, this may not be a great bet.
2025 is turning out to be one of the best years for investing in gold. As markets globally are rocked by uncertainty and recession fears due to the Trump tariffs, investors have been flocking towards gold as a save haven. Hence, price of gold is skyrocketing.
Gold is considered to be a save haven investment. Which means, invest when the market is rocked by crises. However, gold is not suitable for long-term wealth creation. Only equity investment can help in that.
When making financial decisions, start by asking yourself three key questions: How much risk can I comfortably handle? When will I need to access these funds? And am I prioritising growth potential or safety with this investment?