long-reads The Retail Credit Binge Heavy concentration of retail loans is adding risk to bank books. It's time to move with caution. By Raghu Mohan
long-reads Fintechs Hop On The Licensing Bandwagon Fintechs are eyeing NBFC licences after RBI directed they must have skin in the game. By Raghu Mohan
long-reads Bank Credit in a Sweet Spot As credit offtake improves due to growing corporate interest and optimism around GDP growth, the banking sector is set to reap the riches. By Raghu Mohan
long-reads Learning to Live with Fintech It takes two to tango, and banks and fintechs are increasingly realising this. while such tie-ups help the former slash operational costs, for the latter, it promises access to a wider universe. By Raghu Mohan
macro Unease in the corner room Regulator RBI’s governance circular has private banks and their CEOs in a spin. What are the implications? By Raghu Mohan