long-reads Consumer Credit Growth At All-Time High Restructured standard advances ratio, especially of services and retail loans, has shown a sharp increase in FY21 though. Some of these could turn into NPAs, adding to banks’ stress assets. By V. Keshavdev
long-reads How We Did It The banks were scored on six broad parameters — business growth, asset quality, efficiency, profitability, capital adequacy, and investor perception. By fortuneindia.com
long-reads Digital Agility Will Decide Bank Winners While data and digital will drive growth, trust will build a strong customer base. By Vishesh Chandiok AND Jaikrishnan G.
long-reads SBI’s Digital Drive The country’s largest lender is on a digital overswing. The results speak for themselves. By Nevin John
long-reads The Low-Cost Bandhan The bank owes its cost efficiency to its past as a microfinance institution. It is looking to build on its strength. By Ashutosh Kumar
long-reads Rising From The Ashes Focus on credit quality, capacity building, employee productivity and cost-cutting helped the bank reach the top spot. By Aprajita Sharma
long-reads Credit Suisse: India Adds To Global Balance Sheet While the Switzerland-based bank is facing several odds in its global operations, the Indian business has managed to scale up considerably. By B.S. Srinivasalu Reddy
long-reads The Power Bank A long history in lending, improving asset quality, attractive return ratios and focus on digital help AU Small Finance Bank lead the pack. By Aprajita Sharma
long-reads CSB Bank: 100 Years Too Young India’s oldest private sector bank turned profitable in 2020 after years of losses. A new promoter and much-needed digital push are helping it achieve scale. By Aprajita Sharma
long-reads Kotak Mahindra: Run Fast, Run Slow, Repeat The bank’s approach to growth might seem conservative to a fault, but it is built to last. By V. Keshavdev
