Did you think Mother India would teach you about debt? Mango Millionaire does so

"Don't work for money, make money work for you," is a phrase I have heard way too many times from my parents and senior colleagues after I started working full-time. While I did understand its meaning, I thought simple saving habits would suffice to plan my annual getaways and meet my future goals, albeit short-term ones. But upon the wise elderly advising me on how I should start investing, big words like "money inflation" and "compounding" had me fumbling on how to make my money work.

Enters Mango Millionaire, not as your regular financial guide, but a friend in the form of a book, reassuring that saving and investing your hard-earned money is not that difficult as it looks. Authors Radhika Gupta and Niranjan Avasthi, both from Edelweiss Mutual Fund, leverage their expertise to write this book to explain the financial jargon in a manner would otherwise discourage a beginner investor.

The book is divided into three parts, each hosting chapters that have been built from several anecdotes from personal life and movie references to make tough topics like savings and debt relatable to the reader. Not being gimmicky, these Bollywood references demystify personal finance and make it more accessible to the aam junta. One would surely connect with Ta Ra Rum Pum, Mother India, and Baghban while explaining how loans can become a burden if not properly thought through and how proper planning paves a path to financial independence.

Gupta and Avasthi also draw inspiration from everyday life to explain how smart financial planning works in a step-by-step process. Using an Indian thali to explain the importance of diversification of portfolios, Mango Millionaire ensures that investments are not an alien territory; they are rather rooted in households and is definitely Indian.

While the book maintains a conversational tone, at its core is sound counsel—like a close friend explaining and advising over a cup of tea (or a drink). Mango Millionaire consists of tips that reflect the authors' extensive experience yet does not preach and comforts a novice that it's never too late to start, no matter how small.

Book Name: Mango Millionaire

Publisher: Pan Macmillan India

Price: ₹399