Aadhar Housing Finance Ltd

Aadhar Housing Finance Ltd

Next 500 2024
+ 1 More
+ 1 More
OVERVIEW
FINANCIALS

About

Aadhar Housing Finance is one of India’s largest affordable housing finance companies, dedicated to providing home loans to economically weaker sections and low-income groups. With a mission to promote homeownership among underserved communities, Aadhar Housing offers accessible and tailored financial solutions to help individuals secure housing. The company operates across urban and rural regions, ensuring wider financial inclusion through simplified loan processes and customer-centric services. Backed by strong industry expertise, Aadhar Housing plays a crucial role in bridging the housing finance gap, empowering millions to achieve their dream of owning a home while contributing to India’s economic development.

Incorporation Year: 1990
Headquarters: Mumbai, India
Top Management: Deo Shankar Tripathi (MD & CEO)
Industry: BFSI

Featured In Fortune India Ranking

Next 500 India
#249(2024)#125(2021)
#249(2024)#125(2021)
Ranking Trend Fortune Next 500 India

Financial Data 2024

Revenue
2,587
(INR Cr)
Net Operating Income
2,587
(INR Cr)
Assets
18,409
(INR Cr)
Profit
750
(INR Cr)
Net Worth
4,450
(INR Cr)

Financial Data

RevenueNet Operating IncomeProfitAssetsNet Worth
PARAMETERS2024202320222021202020192018201720162015201420132012201120102009
Revenue
(INR Cr)
2587
26.6%
2044
18.2%
1729
9.7%
1576
13.5%
1388
9.7%
1266
55.3%
815
284.5%
212
9.9%
193
7.9%
179
19.0%
150
21.5%
124
34.7%
92
36.2%
67
35.1%
50
14.3%
44
-
Net Operating Income
(INR Cr)
2587
26.60%
2043
18.22%
1728
9.71%
1575
13.52%
1388
9.64%
1266
55.29%
815
0.00%
212
9.87%
193
7.93%
179
18.99%
150
21.53%
124
34.66%
92
36.26%
67
35.06%
50
14.30%
44
26.13%
Profit
(INR Cr)
750
37.6%
545
22.5%
445
30.8%
340
79.6%
189
17.0%
162
41.7%
114
392.1%
23
-13.1%
27
-5.8%
28
8.1%
26
22.8%
21
73.6%
12
1.7%
12
41.5%
9
35.4%
6
-
Assets
(INR Cr)
18409
16.1%
15851
14.7%
13821
5.8%
13067
9.0%
11991
32.4%
9054
28.7%
7036
276.6%
1868
19.7%
1560
14.1%
1368
12.7%
1214
19.6%
1015
53.9%
660
5.9%
623
40.2%
444
27.6%
348
-
Net Worth
(INR Cr)
4450
20.3%
3698
17.5%
3147
16.9%
2693
14.7%
2347
173.3%
859
19.7%
718
0.0%
154
4.7%
147
11.4%
132
14.4%
115
20.7%
95
18.5%
81
8.1%
75
13.5%
66
35.0%
49
8.9%
Employee Cost
(INR Cr)
403
25.3%
322
29.7%
248
31.5%
189
12.7%
168
-5.8%
178
67.7%
106
502.2%
18
53.4%
11
16.3%
10
21.6%
8
25.1%
6
-
0
-
5
53.4%
3
56.1%
2
-
Interest Cost
(INR Cr)
98779976181679373246314613111899840423130
Cash & Bank Balance
(INR Cr)
1273191817102171314210541998790489161481414
Total Debt
(INR Cr)
139601215310675103749643819563181697140012261090913573548379300

Key Financial Ratios

Profit As % Of RevenuesRONW %Interest Cost to EBITDA %ROCE %Debt to Equity Ratio
PARAMETERS2024202320222021202020192018201720162015201420132012201120102009
Profit As % Of Revenues 29.0%26.7%25.7%21.6%13.6%12.8%14.0%11.0%13.9%15.9%17.5%17.3%13.4%18.0%17.2%14.5%
Profit As % Of Assets 4.1%3.4%3.2%2.6%1.6%1.8%1.6%1.2%1.7%2.1%2.2%2.1%1.9%1.9%1.9%1.8%
Profit As % Of Networth 16.9%14.7%14.1%12.6%8.1%18.9%15.9%15.1%18.2%21.5%22.8%22.4%15.3%16.3%13.0%13.0%
Interest Cost to EBITDA % ----------------
Debt to Equity Ratio ----------------
RONW 18.4%15.9%15.2%13.5%11.8%20.5%15.9%15.5%19.2%23.0%24.9%24.3%15.9%17.3%15.0%13.6%
ROCE 11.4%10.1%9.9%10.0%9.7%12.0%8.9%10.6%11.7%12.5%12.1%13.4%2.6%10.9%10.9%11.3%