DMI Finance Pvt Ltd

DMI Finance Pvt Ltd

Next 500 2024
OVERVIEW
FINANCIALS

About

DMI Finance is a digital-first non-banking financial company (NBFC) in India, providing consumer loans, corporate lending, and housing finance. It uses advanced technology and data analytics to offer seamless, customized financial solutions, catering to both individuals and businesses. The company collaborates with fintech partners to expand financial inclusion, particularly in underserved markets. With a strong focus on risk management and regulatory compliance, DMI Finance has built a reputation for reliability in India's evolving financial landscape. Its diversified portfolio spans personal loans, SME financing, and structured credit, positioning it as a key player in the country’s digital lending ecosystem.

Incorporation Year: 2008
Headquarters: New Delhi, India
Top Management: Arindam Das (CEO)
Industry: BFSI
Website: dmifinance.in

Featured In Fortune India Ranking

Next 500 India
#344(2024)
#344(2024)

Financial Data 2024

Revenue
2,674
(INR Cr)
Net Operating Income
2,655
(INR Cr)
Assets
13,675
(INR Cr)
Profit
397
(INR Cr)
Net Worth
6,809
(INR Cr)

Financial Data

RevenueNet Operating IncomeProfitAssetsNet Worth
PARAMETERS202420232022201920182017
Revenue
(INR Cr)
2674
60.9%
1662
80.7%
920
139.5%
384
37.6%
279
14.3%
244
-
Net Operating Income
(INR Cr)
2655
61.51%
1644
81.86%
904
0.00%
384
54.63%
278
15.51%
241
0.00%
Profit
(INR Cr)
397
26.4%
315
439.5%
58
-22.6%
75
1.8%
74
9.3%
68
-
Assets
(INR Cr)
13675
64.4%
8317
25.0%
6653
106.3%
3226
68.3%
1917
26.4%
1517
-
Net Worth
(INR Cr)
6809
61.4%
4218
9.0%
3869
0.0%
2172
96.8%
859
9.4%
785
0.0%
Employee Cost
(INR Cr)
170
32.4%
128
48.9%
86
53.1%
56
78.4%
32
36.2%
23
-
Interest Cost
(INR Cr)
48730219211610193
Cash & Bank Balance
(INR Cr)
1174627712445125
Total Debt
(INR Cr)
68644097278210251017694

Key Financial Ratios

Profit As % Of RevenuesRONW %Interest Cost to EBITDA %ROCE %Debt to Equity Ratio
PARAMETERS202420232022201920182017
Profit As % Of Revenues 14.9%18.9%6.3%19.6%26.5%27.7%
Profit As % Of Assets 2.9%3.8%0.9%2.3%3.9%4.5%
Profit As % Of Networth 5.8%7.5%1.5%3.5%8.6%8.6%
Interest Cost to EBITDA % ------
Debt to Equity Ratio ------
RONW 7.3%7.9%1.5%4.6%9.0%8.6%
ROCE 9.3%9.8%4.1%8.7%12.5%13.0%