Fusion Finance Ltd
About
Fusion Micro Finance is a non-banking financial company (NBFC) dedicated to empowering women in rural and semi-urban India through financial inclusion. By providing microloans for income-generating activities, the company helps women entrepreneurs build sustainable livelihoods and improve their economic well-being. With a customer-centric approach, Fusion Micro Finance ensures accessibility to credit with minimal paperwork and flexible repayment structures. Its extensive network across multiple states enables deep rural penetration, fostering financial literacy and self-reliance among borrowers. Committed to responsible lending, the company plays a vital role in bridging the credit gap and driving socio-economic progress at the grassroots level.
Featured In Fortune India Ranking
Financial Data 2024
Financial Data
| PARAMETERS | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue (INR Cr) | 2412 34.0% | 1800 49.8% | 1201 37.6% | 873 19.6% | 730 46.9% | 497 86.0% | 267 33.0% | 201 82.2% | 110 100.9% | 55 - |
| Net Operating Income (INR Cr) | 2317 33.00% | 1742 51.30% | 1151 34.52% | 856 18.82% | 720 45.71% | 494 85.66% | 266 32.48% | 201 82.32% | 110 100.86% | 55 0.00% |
| Profit (INR Cr) | 505 30.5% | 387 1679.2% | 22 -50.5% | 44 -36.9% | 70 37.4% | 51 - | -39 - | 4 -69.5% | 13 152.7% | 5 - |
| Assets (INR Cr) | 11464 26.0% | 9100 27.9% | 7114 25.3% | 5679 36.1% | 4173 17.2% | 3559 90.9% | 1864 60.3% | 1163 100.0% | 581 90.2% | 306 - |
| Net Worth (INR Cr) | 2848 22.7% | 2322 73.5% | 1338 7.4% | 1246 4.0% | 1199 91.6% | 626 145.7% | 255 16.0% | 220 214.6% | 70 51.4% | 46 0.0% |
| Employee Cost (INR Cr) | 431 32.5% | 326 39.7% | 233 38.2% | 169 13.7% | 148 43.6% | 103 56.3% | 66 36.8% | 48 87.2% | 26 118.0% | 12 - |
| Interest Cost (INR Cr) | 791 | 643 | 496 | 375 | 338 | 254 | 137 | 97 | 48 | 28 |
| Cash & Bank Balance (INR Cr) | 1553 | 1065 | 1154 | 1335 | 818 | 990 | 506 | 167 | 62 | 53 |
| Total Debt (INR Cr) | 8616 | 6778 | 5776 | 4432 | 2974 | 2929 | 1605 | 938 | 506 | 254 |
Key Financial Ratios
| PARAMETERS | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profit As % Of Revenues | 21.0% | 21.5% | 1.8% | 5.0% | 9.5% | 10.2% | - | 2.0% | 12.2% | 9.7% |
| Profit As % Of Assets | 4.4% | 4.3% | 0.3% | 0.8% | 1.7% | 1.4% | - | 0.4% | 2.3% | 1.7% |
| Profit As % Of Networth | 17.7% | 16.7% | 1.6% | 3.5% | 5.8% | 8.1% | - | 1.9% | 19.2% | 11.5% |
| Interest Cost to EBITDA % | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity Ratio | - | - | - | - | - | - | - | - | - | - |
| RONW | 19.6% | 21.2% | 1.7% | 3.6% | 7.6% | 11.4% | - | 2.8% | 22.7% | 11.3% |
| ROCE | 14.1% | 14.2% | 8.1% | 8.8% | 11.3% | 11.9% | 0.0% | 11.7% | 15.9% | 11.7% |