Bajaj Finance, Bajaj Finserv shares slump 7% post Q4; here’s what fuelled the sell-off

Shares of Bajaj group companies - Bajaj Finance and Bajaj Finserv – tumbled up to 7% on Wednesday as investors booked profits after they released their March quarter earnings report. The shares of Bajaj Finance has been under stress for the past four sessions, losing over 8% during the same period, while Bajaj Finserv ended its two-days gaining streak today. Both the Bajaj group stocks recently touched their 52-week high levels.

Extending losses for the fifth straight session, Bajaj Finance shares opened 4.3% lower at ₹9,050, after ending marginally down by 0.03% at ₹9,089.30 on the BSE in the previous session. During the session, the Bajaj Group stock declined as much as 5.8% to hit an intraday low of ₹8,560, while its market capitalisation slipped to ₹5.3 lakh crore.

Bajaj Finance share price has seen strong rally in recent time, hitting 52-week high of ₹9,709.75 on April 24, 2025, rebounding 52% from its 52-week low of ₹6,376.55 touched on June 4, 2024. The counter has delivered positive return of 25% in a year and 26% in six months, while it lost nearly 1% in a month.

Similarly, Bajaj Finserv shares declined as much as 6.7% to ₹1,927 after making a negative start. The stock opened 1.3% lower at ₹2,037.95, after rising nearly 1% in the past two sessions. The counter attained its 52-week peak of ₹2,134.45 on April 24, 2025, and a 52-week low of ₹1,419 on June 4, 2024.

Bajaj Finserv’s Q4 profit jumps 16%

Bajaj Finserv, the parent company of Bajaj Finance, clocked a consolidated net profit of ₹4,756.32 crore in the fourth quarter ended March 31, 2025, up 16.4% from the year ago period. The consolidated total income rose 14.21% to ₹36,596.43 crore in Q4 FY25 as compared to the same period last year. The company also declared a dividend of ₹1 per share of face value of ₹1 each for the financial year ended 31 March 2025.

The total expenses rose 15% YoY and 16% QoQ to ₹30,603 crore, which can be attributed to various aspects such as employee benefits, finance charges, and fee and commission expenses.

For the full financial year 2024-25, the company reported a net profit of ₹8,872 crore, up 9% from ₹8,148 crore in FY24. The total revenue for FY25 jumped 21% year-on-year to ₹1,33,821 crore, from ₹1,10,382 crore the previous fiscal.

Bajaj Finance announces 4:1 bonus issue, stock split

The leading NBFC recorded 17% growth in consolidated net profit to ₹4,480 crore in Q4 FY25 as against ₹3,825 crore in corresponding period last year. The total income rose 23% to ₹11,917 crore from ₹9,714 crore posted in same period of FY24.

During the quarter under review, loan losses and provisions stood to ₹2,329 crore, up 77.79% YoY. The financial services company made an additional provision of ₹359 crore in Q4 FY25, on account of the redevelopment of its expected credit loss (ECL) model.

The board of the company also approved a bonus issue of shares, a special and final dividend, as well as a stock split. Bajaj Finance has proposed to issue four bonus shares to its shareholders for every one share held as on the record date, subject to shareholder approval through a postal ballot. The company last issued one bonus share for every one share held by its shareholders way back in 2016.

The NBFC’s board also approved a 1:2 stock split split, where one share of ₹2 will be divided into two shares of ₹1 each. In 2016, Bajaj Finance had earlier split one share of ₹10 in to five shares of ₹2 each.

Apart from this, Bajaj Finance also announced a final dividend of ₹44 per share for financial year 2025, which is the highest on record. Adding to it, it has also announced a special dividend of ₹12 per share, as a result of the one-time gain it had by selling some stake in its subsidiary Bajaj Housing Finance through via its IPO last year. With this, the total dividend amounts to ₹56 per share.

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