The Retail Credit Binge
Heavy concentration of retail loans is adding risk to bank books. It's time to move with caution.
retail loans
July 2023
June 2023
October 2022
May 2020
March 2020
December 2019
Unsecured retail loans up, secured ones dip in 2 yrs: RBI
RBI’s financial stability report says the SMA share in retail advances for PSBs stood at 9.4% as of March 31, 2023
Incremental credit growth hits 13-year high in August: Report
Credit for retail loans rose by 7.9% in August compared with 1.6% reported during the year-ago period, says CareEdge.
Covid-19: Lockdown extended till May 17
The extension, which takes the total day-count of the lockdown to 54, will add to the challenges that the economy was already facing before Covid-19 took the shape of a pandemic.
Tough road ahead for IndusInd Bank’s new boss
Sumant Kathpalia takes the reins from Romesh Sobti amid a deep economic crisis and market turmoil that compound the challenges IndusInd Bank has been grappling with in the past few quarters.
Understanding the spending-lending divide
Over the past 18 months, private spending has slowed down substantially. However, retail lending continues to remain robust.
