Cosmos Co-operative Bank Ltd

Cosmos Co-operative Bank Ltd

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OVERVIEW
FINANCIALS

About

Cosmos Cooperative Bank, established in 1906, is one of the oldest urban cooperative banks in India. Headquartered in Pune, it offers a range of banking services, including retail banking, corporate banking, and treasury operations. The bank has a strong presence in Maharashtra and other states, serving a diverse customer base. Its emphasis on technological adoption and customer service has enabled it to compete with larger commercial banks. Cosmos Bank's resilience and adaptability have been key to its longevity in the banking sector.

Incorporation Year: 1906
Headquarters: Pune, India
Top Management: Milind Kale (Chairman)
Industry: BFSI
Website: cosmosbank.com

Featured In Fortune India Ranking

Fortune 500 India
#475(2014)
#484(2013)
#475(2014)#484(2013)
Ranking Trend Fortune 500 India
Next 500 India
#205(2024)#141(2023)#69(2020)#24(2019)
#205(2024)#141(2023)#69(2020)#24(2019)
Ranking Trend Fortune Next 500 India

Financial Data 2024

Revenue
2,246
(INR Cr)
Net Operating Income
1,710
(INR Cr)
Assets
24,555
(INR Cr)
Profit
384
(INR Cr)
Net Worth
2,156
(INR Cr)

Financial Data

RevenueNet Operating IncomeProfitAssetsNet Worth
PARAMETERS2024202320222021202020192018201720162015201420132012201120102009
Revenue
(INR Cr)
2246
1.1%
2222
16.4%
1909
-8.3%
2081
0.7%
2067
13.6%
1821
-3.1%
1879
-14.0%
2185
1.2%
2160
6.1%
2036
10.9%
1837
7.1%
1715
34.8%
1272
42.7%
892
10.8%
805
14.1%
706
-
Net Operating Income
(INR Cr)
1710
16.07%
1473
5.39%
1398
2.73%
1361
-5.63%
1442
-1.42%
1463
0.07%
1462
-8.11%
1591
-9.79%
1763
5.85%
1666
7.11%
1555
4.63%
1486
25.80%
1181
44.30%
819
12.55%
727
15.37%
631
-
Profit
(INR Cr)
384
153.7%
151
129.7%
66
16.1%
57
-
-54
-
22
-
-66
-
72
137.7%
30
-47.6%
58
-31.6%
84
-12.6%
96
-15.1%
114
2.2%
111
100.7%
55
-38.8%
90
-
Assets
(INR Cr)
24555
12.8%
21772
5.4%
20666
0.9%
20474
1.6%
20148
2.5%
19651
5.1%
18692
-3.2%
19316
4.4%
18505
-3.1%
19089
7.9%
17690
15.4%
15326
5.1%
14579
31.3%
11102
26.1%
8803
11.5%
7897
-
Net Worth
(INR Cr)
2156
2.6%
2102
-1.6%
2137
3.7%
2060
13.7%
1812
2.0%
1776
0.1%
1775
3.5%
1715
-1.4%
1739
-0.6%
1748
0.5%
1740
11.1%
1566
-14.0%
1820
15.4%
1577
24.0%
1272
15.2%
1104
23.2%
Employee Cost
(INR Cr)
224
3.6%
216
3.6%
208
3.3%
202
-1.1%
204
15.6%
176
11.6%
158
-5.6%
167
55.8%
107
-12.9%
123
13.5%
109
9.5%
99
4.6%
95
15.6%
82
20.7%
68
45.4%
47
-
Interest Cost
(INR Cr)
99879580598310801057110412481328128611951114860540539432
Cash & Bank Balance
(INR Cr)
20471767206124621594137012291061997105110428541113990821872
Total Debt
(INR Cr)
20890182471724216822168181647815617163811571216308151011310812229926672686656

Key Financial Ratios

Profit As % Of RevenuesRONW %Interest Cost to EBITDA %ROCE %Debt to Equity Ratio
PARAMETERS2024202320222021202020192018201720162015201420132012201120102009
Profit As % Of Revenues 17.1%6.8%3.5%2.7%-1.2%-3.3%1.4%2.8%4.6%5.6%8.9%12.5%6.9%12.8%
Profit As % Of Assets 1.6%0.7%0.3%0.3%-0.1%-0.4%0.2%0.3%0.5%0.6%0.8%1.0%0.6%1.2%
Profit As % Of Networth 17.8%7.2%3.1%2.8%-1.2%-4.2%1.7%3.3%4.9%6.2%6.2%7.1%4.4%8.2%
Interest Cost to EBITDA % ----------------
Debt to Equity Ratio ----------------
RONW 18.0%7.1%3.1%2.9%-0.9%-4.2%1.7%3.3%5.1%5.7%6.7%7.8%4.7%9.1%
ROCE ----------------