Five-Star Business Finance Ltd

Five-Star Business Finance Ltd

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OVERVIEW
FINANCIALS

About

FiveStar Business Finance is committed to fulfilling the needs of the unbanked segment of the Indian population. Its target clientele includes small shop owners, maids, flower vendors, masons, and small and medium enterprises in 9 states across the country. As a registered non-banking financial company (NBFC), FiveStar Business provides loans to self-employed individuals and micro-entrepreneurs for asset creation like home improvement or renovation, business purposes, and major economic events such as education, healthcare, or marriage. In general, the loan varies from ₹ 1 lakh to ₹ 10 lakhs for anytime up to 7 years, to be paid on a monthly basis. The company is currently headquartered in Chennai and led by Lakshmipathy Deendayalan.

Incorporation Year: 1984
Headquarters: Chennai
Top Management: Lakshmipathy Deendayalan
Industry: BFSI

Featured In Fortune India Ranking

Next 500 India
#381(2024)#306(2023)
#381(2024)#306(2023)
Ranking Trend Fortune Next 500 India

Financial Data 2024

Revenue
2,195
(INR Cr)
Net Operating Income
2,183
(INR Cr)
Assets
11,512
(INR Cr)
Profit
836
(INR Cr)
Net Worth
5,196
(INR Cr)

Financial Data

RevenueNet Operating IncomeProfitAssetsNet Worth
PARAMETERS2024202320222021202020192018201720162015
Revenue
(INR Cr)
2195
43.6%
1529
21.7%
1256
19.5%
1051
33.5%
787
92.5%
409
103.8%
201
133.6%
86
79.7%
48
42.2%
34
-
Net Operating Income
(INR Cr)
2183
43.53%
1521
21.27%
1254
19.46%
1050
33.43%
787
95.88%
409
103.81%
201
0.00%
86
81.08%
48
42.08%
34
0.00%
Profit
(INR Cr)
836
38.5%
604
33.1%
454
26.3%
359
37.1%
262
67.2%
157
193.1%
53
175.9%
19
41.2%
14
38.3%
10
-
Assets
(INR Cr)
11512
34.1%
8587
37.0%
6269
9.2%
5743
33.3%
4308
85.7%
2320
103.9%
1138
67.6%
679
207.2%
221
38.4%
160
-
Net Worth
(INR Cr)
5196
19.7%
4340
17.0%
3710
60.1%
2318
19.2%
1945
42.5%
1365
127.5%
600
0.0%
225
146.2%
91
28.4%
71
0.0%
Employee Cost
(INR Cr)
429
23.7%
346
46.7%
236
44.2%
164
28.8%
127
66.1%
77
71.7%
45
139.9%
19
137.0%
8
60.3%
5
-
Interest Cost
(INR Cr)
4722683023272187657241410
Cash & Bank Balance
(INR Cr)
1672158188013564512201311801829
Total Debt
(INR Cr)
6316424725593425236495554645212988

Key Financial Ratios

Profit As % Of RevenuesRONW %Interest Cost to EBITDA %ROCE %Debt to Equity Ratio
PARAMETERS2024202320222021202020192018201720162015
Profit As % Of Revenues 38.1%39.5%36.1%34.2%33.3%38.3%26.6%22.6%28.7%29.5%
Profit As % Of Assets 7.3%7.0%7.2%6.3%6.1%6.8%4.7%2.9%6.2%6.2%
Profit As % Of Networth 16.1%13.9%12.2%15.5%13.5%11.5%8.9%8.6%15.0%13.9%
Interest Cost to EBITDA % ----------
Debt to Equity Ratio ----------
RONW 17.5%15.0%15.1%16.8%15.8%15.9%8.9%12.3%16.9%13.9%
ROCE 15.8%14.4%15.1%16.0%17.2%17.0%11.5%12.1%18.3%16.0%