Five-Star Business Finance Ltd
Next 500 2024
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OVERVIEW
FINANCIALS
About
FiveStar Business Finance is committed to fulfilling the needs of the unbanked segment of the Indian population. Its target clientele includes small shop owners, maids, flower vendors, masons, and small and medium enterprises in 9 states across the country. As a registered non-banking financial company (NBFC), FiveStar Business provides loans to self-employed individuals and micro-entrepreneurs for asset creation like home improvement or renovation, business purposes, and major economic events such as education, healthcare, or marriage. In general, the loan varies from ₹ 1 lakh to ₹ 10 lakhs for anytime up to 7 years, to be paid on a monthly basis. The company is currently headquartered in Chennai and led by Lakshmipathy Deendayalan.
Incorporation Year: 1984
Headquarters: Chennai
Top Management: Lakshmipathy Deendayalan
Industry: BFSI
Website: fivestargroup.in
Featured In Fortune India Ranking
Next 500 India
#381(2024)#306(2023)
#381(2024)#306(2023)
Ranking Trend Fortune Next 500 India
Financial Data 2024
Revenue
2,195
(INR Cr)
Net Operating Income
2,183
(INR Cr)
Assets
11,512
(INR Cr)
Profit
836
(INR Cr)
Net Worth
5,196
(INR Cr)
Financial Data
RevenueNet Operating IncomeProfitAssetsNet Worth
| PARAMETERS | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Revenue (INR Cr) | 2195 43.6% | 1529 21.7% | 1256 19.5% | 1051 33.5% | 787 92.5% | 409 103.8% | 201 133.6% | 86 79.7% | 48 42.2% | 34 - |
| Net Operating Income (INR Cr) | 2183 43.53% | 1521 21.27% | 1254 19.46% | 1050 33.43% | 787 95.88% | 409 103.81% | 201 0.00% | 86 81.08% | 48 42.08% | 34 0.00% |
| Profit (INR Cr) | 836 38.5% | 604 33.1% | 454 26.3% | 359 37.1% | 262 67.2% | 157 193.1% | 53 175.9% | 19 41.2% | 14 38.3% | 10 - |
| Assets (INR Cr) | 11512 34.1% | 8587 37.0% | 6269 9.2% | 5743 33.3% | 4308 85.7% | 2320 103.9% | 1138 67.6% | 679 207.2% | 221 38.4% | 160 - |
| Net Worth (INR Cr) | 5196 19.7% | 4340 17.0% | 3710 60.1% | 2318 19.2% | 1945 42.5% | 1365 127.5% | 600 0.0% | 225 146.2% | 91 28.4% | 71 0.0% |
| Employee Cost (INR Cr) | 429 23.7% | 346 46.7% | 236 44.2% | 164 28.8% | 127 66.1% | 77 71.7% | 45 139.9% | 19 137.0% | 8 60.3% | 5 - |
| Interest Cost (INR Cr) | 472 | 268 | 302 | 327 | 218 | 76 | 57 | 24 | 14 | 10 |
| Cash & Bank Balance (INR Cr) | 1672 | 1581 | 880 | 1356 | 451 | 220 | 131 | 180 | 18 | 29 |
| Total Debt (INR Cr) | 6316 | 4247 | 2559 | 3425 | 2364 | 955 | 546 | 452 | 129 | 88 |
Key Financial Ratios
Profit As % Of RevenuesRONW %Interest Cost to EBITDA %ROCE %Debt to Equity Ratio
| PARAMETERS | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|
| Profit As % Of Revenues | 38.1% | 39.5% | 36.1% | 34.2% | 33.3% | 38.3% | 26.6% | 22.6% | 28.7% | 29.5% |
| Profit As % Of Assets | 7.3% | 7.0% | 7.2% | 6.3% | 6.1% | 6.8% | 4.7% | 2.9% | 6.2% | 6.2% |
| Profit As % Of Networth | 16.1% | 13.9% | 12.2% | 15.5% | 13.5% | 11.5% | 8.9% | 8.6% | 15.0% | 13.9% |
| Interest Cost to EBITDA % | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity Ratio | - | - | - | - | - | - | - | - | - | - |
| RONW | 17.5% | 15.0% | 15.1% | 16.8% | 15.8% | 15.9% | 8.9% | 12.3% | 16.9% | 13.9% |
| ROCE | 15.8% | 14.4% | 15.1% | 16.0% | 17.2% | 17.0% | 11.5% | 12.1% | 18.3% | 16.0% |