HDFC ERGO General Insurance Company is a joint venture between HDFC Ltd., India's leading housing finance institution, and ERGO International AG, the primary insurance entity of the Munich Re Group. The company offers a comprehensive range of general insurance products, including health, motor, travel, and home insurance, serving both retail and corporate customers. HDFC ERGO's extensive distribution network and customer-centric approach have positioned it among India's top general insurers.
PARAMETERS | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Revenue (INR Cr) | 11616 23.1% | 9437 15.2% | 8194 8.4% | 7558 41.6% | 5336 17.2% | 4553 25.2% | 3637 197.0% | 1224 255.0% | 345 41.8% | 243 15.5% | 211 47.4% | 143 143.7% | 59 1083.6% | 5 - | 0 - | 0 - |
Net Operating Income (INR Cr) | 11606 23.07% | 9431 15.51% | 8164 8.03% | 7558 41.62% | 5336 17.66% | 4536 51.47% | 2995 202.75% | 989 232.10% | 298 44.48% | 206 15.79% | 178 48.83% | 120 144.67% | 49 - | 0 0.00% | 0 0.00% | 0 0.00% |
Profit (INR Cr) | 438 -32.9% | 653 30.5% | 500 -15.5% | 592 81.0% | 327 -14.6% | 383 -5.1% | 404 224.5% | 124 - | -102 - | -94 - | -100 - | -93 - | -106 - | -59 - | -7 - | -1 - |
Assets (INR Cr) | 5523 15.7% | 4775 16.3% | 4106 9.3% | 3758 14.9% | 3272 41.9% | 2305 8.2% | 2131 13.0% | 1886 1225.3% | 142 -10.7% | 159 24.2% | 128 -13.6% | 149 -2.0% | 152 14.4% | 133 534.2% | 21 4121.2% | -1 - |
Net Worth (INR Cr) | 4152 6.0% | 3916 11.5% | 3512 8.8% | 3227 17.9% | 2738 38.1% | 1982 12.6% | 1761 18.6% | 1485 945.7% | 142 -10.7% | 159 23.9% | 128 -13.6% | 149 -2.0% | 152 14.4% | 133 534.2% | 21 -3004.2% | -1 0.0% |
Employee Cost (INR Cr) | 976 10.4% | 883 30.2% | 678 25.7% | 540 26.9% | 425 26.5% | 336 11.0% | 303 217.8% | 95 54.7% | 62 31.9% | 47 2.8% | 45 17.9% | 39 -1.3% | 39 45.5% | 27 669.8% | 3 1060.0% | 0 - |
Interest Cost (INR Cr) | 0 | 0 | 0 | 88 | 72 | 65 | 71 | 18 | 0 | 1 | 0 | 0 | 0 | 0 | 0 | 0 |
Cash & Bank Balance (INR Cr) | 289 | 315 | 134 | 474 | 782 | 388 | 437 | 202 | 24 | 24 | 14 | 8 | 8 | 5 | 0 | 0 |
Total Debt (INR Cr) | 1075 | 829 | 529 | 504 | 504 | 350 | 350 | 350 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
PARAMETERS | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
Profit As % Of Revenues | 3.8% | 6.9% | 6.1% | 7.8% | 6.1% | 8.4% | 11.1% | 10.2% | - | - | - | - | - | - | - | - |
Profit As % Of Assets | 7.9% | 13.7% | 12.2% | 15.8% | 10.0% | 16.6% | 19.0% | 6.6% | - | - | - | - | - | - | - | - |
Profit As % Of Networth | 10.5% | 16.7% | 14.2% | 18.3% | 11.9% | 19.3% | 22.9% | 8.4% | - | - | - | - | - | - | - | - |
Interest Cost to EBITDA % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
Debt to Equity Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
RONW | 10.9% | 17.6% | 14.8% | 19.8% | 11.9% | 20.5% | 24.9% | 15.3% | - | - | - | - | - | - | - | - |
ROCE | 11.3% | 19.6% | 17.0% | 25.0% | 16.2% | 24.0% | 29.1% | 13.8% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% | 0.0% |