Indian Bank
About
Indian Bank is a prominent public sector bank in India, providing an extensive range of banking and financial services, including retail banking, corporate banking, and international banking. Established with a strong presence nationwide, the bank has played a pivotal role in promoting financial inclusion, facilitating access to banking services for underserved populations. Indian Bank supports economic development through various initiatives such as affordable loans, digital banking solutions, and corporate financing, helping individuals, businesses, and governments in their growth efforts. Its commitment to customer satisfaction, along with a robust network of branches and ATMs, makes it a trusted financial institution across the country.
Featured In Fortune India Ranking
Financial Data 2024
Fortune India Coverage
Financial Data
| PARAMETERS | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue (INR Cr) | 64232 21.7% | 52790 14.1% | 46268 2.3% | 45219 82.9% | 24727 17.3% | 21074 7.9% | 19532 7.0% | 18262 1.3% | 18033 4.7% | 17226 3.6% | 16627 9.5% | 15187 12.7% | 13475 27.7% | 10551 16.8% | 9037 14.7% | 7879 - |
| Net Operating Income (INR Cr) | 55650 23.71% | 44985 15.68% | 38888 -0.56% | 39108 82.74% | 21401 11.57% | 19182 12.08% | 17115 6.71% | 16039 -1.26% | 16244 2.47% | 15853 3.96% | 15249 9.73% | 13898 13.66% | 12228 30.60% | 9363 21.52% | 7704 12.75% | 6833 - |
| Profit (INR Cr) | 8419 51.1% | 5572 34.5% | 4142 31.5% | 3149 265.6% | 861 126.6% | 380 -71.0% | 1311 -9.8% | 1453 93.4% | 751 -28.4% | 1049 -11.8% | 1189 -26.1% | 1609 -8.9% | 1766 1.2% | 1745 11.2% | 1570 25.1% | 1255 - |
| Assets (INR Cr) | 796825 11.5% | 714359 5.8% | 675074 7.9% | 625535 101.7% | 310141 10.6% | 280388 10.8% | 252981 15.8% | 218507 7.1% | 203941 5.7% | 193036 3.0% | 187388 15.0% | 162953 15.2% | 141490 16.1% | 121851 20.0% | 101524 20.6% | 84174 - |
| Net Worth (INR Cr) | 54273 25.1% | 43400 12.0% | 38741 15.0% | 33703 48.0% | 22768 37.0% | 16620 3.3% | 16094 9.2% | 14733 7.5% | 13708 7.5% | 12753 9.1% | 11688 10.7% | 10559 13.0% | 9346 15.5% | 8092 19.2% | 6788 21.0% | 5609 21.0% |
| Employee Cost (INR Cr) | 9320 23.0% | 7579 12.5% | 6738 5.1% | 6412 158.7% | 2478 11.3% | 2228 5.8% | 2105 5.5% | 1995 -0.7% | 2010 15.1% | 1746 -9.5% | 1930 -2.4% | 1978 32.8% | 1489 11.3% | 1338 10.0% | 1216 5.3% | 1156 - |
| Interest Cost (INR Cr) | 32341 | 24717 | 22129 | 23439 | 13798 | 12167 | 10851 | 10891 | 11795 | 11390 | 10887 | 9367 | 7806 | 5320 | 4548 | 4216 |
| Cash & Bank Balance (INR Cr) | 42177 | 50217 | 79968 | 51504 | 13936 | 20028 | 12934 | 10047 | 12000 | 13082 | 10494 | 9639 | 8815 | 8563 | 8117 | 6686 |
| Total Debt (INR Cr) | 711096 | 643216 | 610788 | 562793 | 281015 | 254178 | 228022 | 195117 | 181768 | 171850 | 167219 | 144830 | 125589 | 107819 | 89113 | 73343 |
Key Financial Ratios
| PARAMETERS | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | 2012 | 2011 | 2010 | 2009 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Profit As % Of Revenues | 13.1% | 10.6% | 9.0% | 7.0% | 3.5% | 1.8% | 6.7% | 8.0% | 4.2% | 6.1% | 7.2% | 10.6% | 13.1% | 16.5% | 17.4% | 15.9% |
| Profit As % Of Assets | 1.1% | 0.8% | 0.6% | 0.5% | 0.3% | 0.1% | 0.5% | 0.7% | 0.4% | 0.5% | 0.6% | 1.0% | 1.3% | 1.4% | 1.6% | 1.5% |
| Profit As % Of Networth | 15.5% | 12.8% | 10.7% | 9.3% | 3.8% | 2.3% | 8.1% | 9.9% | 5.5% | 8.2% | 10.2% | 15.2% | 18.9% | 21.6% | 23.1% | 22.4% |
| Interest Cost to EBITDA % | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| Debt to Equity Ratio | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |
| RONW | 16.7% | 13.0% | 11.0% | 10.7% | 3.9% | 2.0% | 8.2% | 9.9% | 5.4% | 8.3% | 10.2% | 15.5% | 19.5% | 22.6% | 24.4% | 23.5% |
| ROCE | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - | - |