JM Financial Credit Solutions Ltd

Next 500 2022
OVERVIEW
FINANCIALS

Featured In Fortune India Ranking

Next 500 India
Next 500 India
#212(2022)
#212(2022)

Financial Data 2024

Revenue
1,305
(INR Cr)
Net Operating Income
1,305
(INR Cr)
Assets
10,281
(INR Cr)
Profit
47
(INR Cr)
Net Worth
4,213
(INR Cr)

Financial Data

RevenueNet Operating IncomeProfitAssetsNet Worth
PARAMETERS2024202320222021202020192018201720162015201420132012201120102009
Revenue
(INR Cr)
1305
11.3%
1173
3.2%
1136
-2.7%
1167
-10.9%
1310
2.4%
1279
36.1%
940
19.3%
788
51.8%
519
400.8%
104
1628.8%
6
445.5%
1
547.1%
0
6.3%
0
-38.5%
0
-13.3%
0
-
Net Operating Income
(INR Cr)
1305
11.30%
1172
4.45%
1122
-3.86%
1167
-10.86%
1310
2.40%
1279
36.05%
940
19.25%
788
51.77%
519
430.11%
98
1,533.17%
6
-1,563.41%
0
-341.18%
0
6.25%
0
-38.46%
0
-13.33%
0
-53.13%
Profit
(INR Cr)
47
-85.9%
335
15.8%
289
-19.5%
359
-6.1%
382
-5.9%
406
29.1%
315
13.6%
277
40.4%
198
304.8%
49
2753.8%
2
111.1%
1
710.0%
0
0.0%
0
-41.2%
0
-10.5%
0
-
Assets
(INR Cr)
10281
-2.6%
10558
16.5%
9065
-1.2%
9173
12.6%
8144
-4.4%
8520
16.1%
7338
31.1%
5596
35.5%
4130
124.0%
1844
1865.9%
94
2003.4%
4
22.2%
4
2.5%
4
6.3%
3
5.4%
3
-
Net Worth
(INR Cr)
4213
-1.0%
4257
8.0%
3942
8.0%
3650
10.9%
3291
13.1%
2909
74.4%
1668
18.1%
1413
24.5%
1135
21.1%
937
-
6
39.2%
4
22.8%
4
2.6%
3
3.3%
3
5.4%
3
6.4%
Employee Cost
(INR Cr)
48
-4.3%
50
40.5%
36
28.3%
28
1.4%
27
-13.0%
32
33.8%
24
6.4%
22
18.8%
19
58.9%
12
-
0
-
0
-
0
-
0
-
0
-
0
-
Interest Cost
(INR Cr)
59649945544954957939031217513300000
Cash & Bank Balance
(INR Cr)
1290574132332818311821023220100
Total Debt
(INR Cr)
6069630151225523485356055661413829699018800000

Key Financial Ratios

Profit As % Of RevenuesRONW %Interest Cost to EBITDA %ROCE %Debt to Equity Ratio
PARAMETERS2024202320222021202020192018201720162015201420132012201120102009
Profit As % Of Revenues 3.6%28.6%25.4%30.8%29.2%31.8%33.5%35.2%38.0%47.1%28.5%73.6%58.8%62.5%65.4%63.3%
Profit As % Of Assets 0.5%3.2%3.2%3.9%4.7%4.8%4.3%5.0%4.8%2.7%1.8%18.2%2.7%2.8%5.1%6.0%
Profit As % Of Networth 1.1%7.9%7.3%9.8%11.6%14.0%18.9%19.6%17.4%5.2%28.2%18.6%2.8%2.9%5.1%6.0%
Interest Cost to EBITDA % ----------------
Debt to Equity Ratio ----------------
RONW 1.1%8.2%7.6%10.3%12.3%17.8%20.4%21.8%19.1%5.2%28.2%20.5%2.9%2.9%5.2%6.2%
ROCE 6.4%9.7%9.3%10.7%13.0%15.2%13.5%15.2%16.0%4.5%6.0%25.2%3.6%3.5%6.7%7.8%