Punjab & Maharashtra Co-op. Bank Ltd

Next 500 2020
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OVERVIEW
FINANCIALS

Featured In Fortune India Ranking

Next 500 India
Next 500 India
#192(2020)#196(2019)#292(2017)
#192(2020)#196(2019)#292(2017)

Financial Data 2019

Revenue
1,298
(INR Cr)
Net Operating Income
1,209
(INR Cr)
Assets
13,620
(INR Cr)
Profit
100
(INR Cr)
Net Worth
1,196
(INR Cr)

Financial Data

RevenueNet Operating IncomeProfitAssetsNet Worth
PARAMETERS20192018201720162015201420132012201120102009
Revenue
(INR Cr)
1298
10.9%
1170
2.3%
1145
18.4%
967
10.9%
872
25.6%
694
25.0%
556
30.0%
427
31.3%
325
17.7%
276
28.7%
215
-
Net Operating Income
(INR Cr)
1209
10.39%
1096
5.15%
1042
13.18%
921
14.45%
804
23.47%
652
29.60%
503
25.88%
399
35.55%
295
19.72%
246
29.91%
189
-
Profit
(INR Cr)
100
-1.2%
101
4.1%
97
23.5%
78
0.5%
78
22.9%
64
26.0%
50
30.2%
39
32.8%
29
7.8%
27
-11.8%
31
-
Assets
(INR Cr)
13620
16.8%
11660
10.6%
10547
16.3%
9070
13.5%
7990
22.3%
6534
24.5%
5247
19.4%
4394
27.7%
3440
12.3%
3063
44.0%
2127
-
Net Worth
(INR Cr)
1196
15.5%
1036
14.5%
905
17.8%
768
19.3%
644
22.6%
525
19.2%
441
20.2%
367
0.8%
364
1.6%
358
40.7%
254
20.1%
Employee Cost
(INR Cr)
114
8.1%
105
0.1%
105
39.9%
75
14.2%
66
30.4%
50
21.8%
41
24.6%
33
11.6%
30
18.8%
25
4.5%
24
-
Interest Cost
(INR Cr)
772693683614551431333252181151111
Cash & Bank Balance
(INR Cr)
1118816753617670569392337371245140
Total Debt
(INR Cr)
1192310191920179266954577745643551291726401832

Key Financial Ratios

Profit As % Of RevenuesRONW %Interest Cost to EBITDA %ROCE %Debt to Equity Ratio
PARAMETERS20192018201720162015201420132012201120102009
Profit As % Of Revenues 7.7%8.6%8.5%8.1%9.0%9.2%9.1%9.1%9.0%9.8%14.3%
Profit As % Of Assets 0.7%0.9%0.9%0.9%1.0%1.0%1.0%0.9%0.9%0.9%1.4%
Profit As % Of Networth 8.3%9.7%10.7%10.2%12.1%12.1%11.4%10.6%8.0%7.6%12.1%
Interest Cost to EBITDA % -----------
Debt to Equity Ratio -----------
RONW 8.9%10.4%11.6%11.1%13.4%13.2%12.5%10.6%8.1%8.8%13.2%
ROCE -----------