Ujjivan Small Finance Bank Ltd

Ujjivan Small Finance Bank Ltd

Fortune 500 2024
+ 3 More
+ 3 More
OVERVIEW
FINANCIALS

About

Ujjivan Small Finance Bank (UFSB) serves the underserved and unserved segments of the Indian population through digital and financial inclusion.It offers personal accounts, corporate accounts, retail forex, gold loans, home loans, and more. UFSB was set up by Ujjivan Financial Services Limited as a scheduled bank and began operations on Feb 1, 2017. Since then, it has gained more than 9 million customers spread across 26 states and union territories of India. UFSB has utilised the power of sound and music to enhance customer experience through ‘The Sound of Ujjivan’. Its “sonic identity” aims to embody its essence and values of opportunity, freedom, and progress. The bank is also committed to financial literacy initiatives and community development to solidify its mission to be a responsible bank.

Incorporation Year: 2016
Headquarters: Bangalore
Top Management: Multiple
Industry: BFSI
Website: ujjivansfb.in

Featured In Fortune India Ranking

Fortune 500 India
#345(2024)
#412(2023)
#461(2022)
#374(2021)
#345(2024)#412(2023)#461(2022)#374(2021)
Ranking Trend Fortune 500 India

Financial Data 2024

Revenue
6,464
(INR Cr)
Net Operating Income
5,677
(INR Cr)
Assets
40,440
(INR Cr)
Profit
1,281
(INR Cr)
Net Worth
5,614
(INR Cr)

Financial Data

RevenueNet Operating IncomeProfitAssetsNet Worth
PARAMETERS2024202320222021202020192018201720132012
Revenue
(INR Cr)
6464
36.0%
4754
49.9%
3173
2.1%
3108
2.7%
3026
48.5%
2038
29.0%
1579
598.5%
226
-3.4%
234
49.7%
156
-
Net Operating Income
(INR Cr)
5677
36.31%
4165
48.07%
2813
0.24%
2806
3.79%
2704
47.61%
1832
24.78%
1468
576.75%
217
-2.53%
223
50.11%
148
-
Profit
(INR Cr)
1281
16.5%
1100
-
-415
-
8
-97.6%
350
75.7%
199
2804.1%
7
-
0
-99.9%
34
1879.5%
2
-
Assets
(INR Cr)
40440
21.3%
33327
41.1%
23618
15.8%
20391
10.7%
18421
33.9%
13758
45.2%
9473
12.3%
8439
520.4%
1360
51.6%
898
-
Net Worth
(INR Cr)
5614
40.0%
4009
54.0%
2603
-13.8%
3019
1.0%
2988
84.5%
1620
11.9%
1447
0.5%
1440
0.0%
321
32.4%
243
0.0%
Employee Cost
(INR Cr)
1183
28.6%
920
13.3%
813
8.5%
749
4.2%
718
38.5%
519
43.9%
360
610.4%
51
-22.8%
66
9.3%
60
-
Interest Cost
(INR Cr)
226814671039107810707256071098159
Cash & Bank Balance
(INR Cr)
253724842176257813431094495763179161
Total Debt
(INR Cr)
33633281792005616383147341154676256498997617

Key Financial Ratios

Profit As % Of RevenuesRONW %Interest Cost to EBITDA %ROCE %Debt to Equity Ratio
PARAMETERS2024202320222021202020192018201720132012
Profit As % Of Revenues 19.8%23.1%-0.3%11.6%9.8%0.4%0.0%14.5%1.1%
Profit As % Of Assets 3.2%3.3%-0.0%1.9%1.5%0.1%0.0%2.5%0.2%
Profit As % Of Networth 22.8%27.4%-0.3%11.7%12.3%0.5%0.0%10.5%0.7%
Interest Cost to EBITDA % ----------
Debt to Equity Ratio ----------
RONW 26.6%32.7%-0.3%14.6%11.6%0.5%0.0%12.0%0.7%
ROCE ----------