Utkarsh CoreInvest Limited, formerly known as Utkarsh Micro Finance Limited, is the holding company of Utkarsh Small Finance Bank. Established in 2009, the company began as a microfinance institution providing financial services to underserved populations. Over the years, it expanded its offerings to include micro enterprise loans, housing loans, and micro pension products. In 2016
PARAMETERS | 2024 | 2023 | 2022 | 2021 | 2016 |
---|---|---|---|---|---|
Revenue (INR Cr) | 3384 15.2% | 2938 40.3% | 2095 17.5% | 1782 602.3% | 254 - |
Net Operating Income (INR Cr) | 3140 14.41% | 2745 38.79% | 1978 16.61% | 1696 0.00% | 252 0.00% |
Profit (INR Cr) | 244 -48.1% | 470 655.0% | 62 143.8% | 26 -30.7% | 37 - |
Assets (INR Cr) | 24881 28.4% | 19382 31.5% | 14742 23.9% | 11899 701.9% | 1484 - |
Net Worth (INR Cr) | 2023 15.1% | 1757 33.5% | 1316 9.2% | 1206 0.0% | 192 0.0% |
Employee Cost (INR Cr) | 740 29.2% | 573 31.0% | 437 31.6% | 332 548.8% | 51 - |
Interest Cost (INR Cr) | 1298 | 1025 | 799 | 763 | 112 |
Cash & Bank Balance (INR Cr) | 3029 | 2517 | 1872 | 1170 | 227 |
Total Debt (INR Cr) | 21970 | 17306 | 13198 | 10560 | 1278 |
PARAMETERS | 2024 | 2023 | 2022 | 2021 | 2016 |
---|---|---|---|---|---|
Profit As % Of Revenues | 7.2% | 16.0% | 3.0% | 1.4% | 14.5% |
Profit As % Of Assets | 1.0% | 2.4% | 0.4% | 0.2% | 2.5% |
Profit As % Of Networth | 12.1% | 26.7% | 4.7% | 2.1% | 19.2% |
Interest Cost to EBITDA % | - | - | - | - | - |
Debt to Equity Ratio | - | - | - | - | - |
RONW | 17.5% | 36.0% | 4.8% | 2.0% | 19.2% |
ROCE | 8.1% | 10.5% | 6.7% | 6.8% | 11.6% |