Utkarsh Small Finance Bank Ltd

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OVERVIEW
FINANCIALS

Featured In Fortune India Ranking

Next 500 India
Next 500 India
#116(2023)#46(2022)#114(2021)#342(2020)
#116(2023)#46(2022)#114(2021)#342(2020)

Financial Data 2024

Revenue
3,579
(INR Cr)
Net Operating Income
3,178
(INR Cr)
Assets
23,903
(INR Cr)
Profit
498
(INR Cr)
Net Worth
2,973
(INR Cr)

Financial Data

RevenueNet Operating IncomeProfitAssetsNet Worth
PARAMETERS20242023202220212020201920182017
Revenue
(INR Cr)
3579
27.6%
2804
37.9%
2034
19.2%
1706
21.3%
1406
49.8%
939
67.1%
562
522.8%
90
-
Net Operating Income
(INR Cr)
3178
26.88%
2505
35.49%
1849
16.94%
1581
20.90%
1308
48.43%
881
70.03%
518
496.35%
87
-
Profit
(INR Cr)
498
23.0%
405
558.2%
61
-45.0%
112
-40.1%
187
98.9%
94
-
-63
-
5
-
Assets
(INR Cr)
23903
25.0%
19118
26.9%
15064
24.1%
12138
29.0%
9407
50.6%
6245
37.9%
4528
69.0%
2679
-
Net Worth
(INR Cr)
2973
48.6%
2000
27.2%
1572
14.9%
1368
34.2%
1020
31.9%
773
87.6%
412
35.1%
305
0.0%
Employee Cost
(INR Cr)
737
29.3%
570
32.6%
430
31.8%
326
24.4%
262
40.5%
187
47.4%
127
510.3%
21
-
Interest Cost
(INR Cr)
129397678874257938225144
Cash & Bank Balance
(INR Cr)
30272516187211701614517569192
Total Debt
(INR Cr)
194681606012646101157910522139832308

Key Financial Ratios

Profit As % Of RevenuesRONW %Interest Cost to EBITDA %ROCE %Debt to Equity Ratio
PARAMETERS20242023202220212020201920182017
Profit As % Of Revenues 13.9%14.4%3.0%6.6%13.3%10.0%-5.4%
Profit As % Of Assets 2.1%2.1%0.4%0.9%2.0%1.5%-0.2%
Profit As % Of Networth 16.7%20.2%3.9%8.2%18.3%12.2%-1.6%
Interest Cost to EBITDA % --------
Debt to Equity Ratio --------
RONW 20.0%22.6%4.2%9.4%20.8%15.9%-1.6%
ROCE --------