Has Covid-19 made PSBs more vulnerable?
While Indian banks' improved financial metrics do not fully reflect the impact of the Covid-19 pandemic, the under–capitalised PSBs are likely to remain risk averse and lose market share.
indian banking
March 2021
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October 2020
Budget proposes cleansing mechanism for PSBs
Apart from recapitalisation, public sector banks get a shot in the arm in the form of ARC and AMC mechanisms to clean up their books.
Does banking need a more humane touch?
In India, financial services are still plagued with multiple challenges. A resurgent India needs greater innovation in banking, especially in customer management and retention.
Banks, startups can work as partners. Here’s how
The decision of the RBI to bring startups under the ambit of priority sector lending norms will help the startup ecosystem. A strong bond between the ecosystem and banks is therefore imperative.
How Aditya Puri built HDFC Bank from scratch
Aditya Puri helmed HDFC Bank for 26 years. In an exclusive conversation with Fortune India, he spoke about leadership, institution-building, and why he doesn't use a cellphone.
DBS Bank India enters the big league
With Lakshmi Vilas Bank in its fold, the foreign bank’s branch count jumps over 18 times. But the merger could also open up a potential Pandora's box.
The inside story of mega bank mergers
An extract from the forthcoming book ‘Pandemonium: The Great Indian Banking Tragedy’ gives a behind-the-scenes glimpse of how the Modi government’s ambitious bank merger plans unfolded.
