We have entered the era of India—that's the message laid out by Reliance Industries chairman Mukesh Ambani and BlackRock chairman Larry Fink at the JioBlackRock's 'Investing for a New Era' event held on Wednesday in Mumbai.

Larry Fink pointed out a historical lesson from the United States: "Those people who invested with the growth of America are far better off than those who kept all their money in a bank account." The same paradigm now applies to India. By shifting from being mere savers to active investors, Indian citizens can transform their personal net worth while simultaneously reducing the country’s reliance on foreign capital.

"The key is if you believe in the era of India, which I believe in, we need to get more people investing alongside the growth of country," Fink added.

Shift from saving to investing

For decades, the Indian household has been defined by its resilience and its "savings mindset." While this conservatism has kept the economy stable, Ambani and Fink argue that much of this capital has remained "unproductive." Billions of dollars are currently locked in physical assets like gold and silver—savings that sit idle rather than fuelling the engines of industry.

The math behind this optimism is grounded in reality. India remains the fastest-growing large economy in the world, with an annual GDP growth rate hovering between 8% and 10%. Mukesh Ambani pointed out that while the world struggles with debt levels near 100% of GDP, India remains conservative at approximately 50%. This fiscal health, combined with a 20-30 year horizon of infrastructure and digital expansion, creates a "compounding machine" for the domestic investor.

"A tree only attracts attention if it bears fruit," Ambani said, noting that the Indian economy is now bearing fruit with "sustainability and abundance." For the individual, this means that as the nation builds roads, expands renewable energy, and digitises commerce, the companies leading these charges are generating value that can be shared with any citizen holding a brokerage account.

Technology as a great democratiser

A central pillar of this new era is the rapid adoption of technology. From the "digitisation of the rupee" to the rollout of 5G, India has proven it can leap ahead of developed nations in tech implementation. Fink noted that India is often more accepting of technological change than many Western economies.

This digital backbone is what will make investing accessible. Through the JioBlackRock partnership, the goal is to use "tech distribution" to make complex, high-quality investment products affordable and available to every household—from a small business owner in a rural village to a tech professional in Bengaluru.

The takeaway for the young Indian saver is clear: Optimism is a competitive advantage. While short-term market volatility or global "noise" regarding tariffs and deficits often dominates headlines, the foundational growth of India is a "multi-generational opportunity."

To invest alongside India is to believe in the ingenuity of its 1.4 billion people. In his concluding statement, Ambani said, it is a "once in tens of centuries opportunity." By converting savings into productive earnings, the individual doesn't just watch the nation grow from the sidelines—they become a shareholder in its success