JioBlackRock’s AI-powered Flexi Cap Fund explained: Is it worth your money?

You must have already read about JioBlackRock launching India’s first AI-powered Flexi Cap Fund. The fund is being positioned as more than just another Flexi Cap scheme. 

Also, JioBlackRock posted on social media platform X that it represents 'a new way to invest' — one that is intelligent, agile, and designed for scale. By blending data-driven insights with the judgment of experienced fund managers, the approach aims to uncover more innovative investment opportunities.

The New Fund Offer (NFO) will be open for subscription from September 23 to October 7, 2025.

The AMC stated, Systematic Active Equity is BlackRock’s proprietary investment method, combining advanced technology with human expertise. The process turns multiple signals, derived from both traditional and alternative data, into actionable investment decisions.

Further, explaining the model, JioBlackRock said the systematic approach involves combining inputs from its fund managers with signal research scores shared by BlackRock Inc. This combination of AI tools and professional judgment aims to deliver a sharper, more consistent strategy for investors.

“Where AI meets human expertise, and where traditional and alternative data converge, the future of investing looks sharper,” the company said in its announcement.

While the company explains what an AI-powered Flexi Cap Fund is, is it worth investing your money? In simple terms, it is essentially an evolved version of a traditional flexi cap fund. Usually, in a flexi-cap fund, the fund manager has complete discretion to choose stocks across large-cap, mid-cap, and small-cap companies, building a portfolio based on their stock selection model and investment thesis. The aim is to identify potential business leaders and promising opportunities across market segments.

Sachin Jain, Managing Partner, Scripbox, said, “When artificial intelligence comes into play, the process becomes more data-driven and insightful. By integrating big data analysis and machine learning, the fund can process massive volumes of structured and unstructured data, far beyond what a human manager alone can analyse. This allows the system to uncover hidden patterns, assess business models more comprehensively, and generate deeper insights into company fundamentals, sectoral trends, and market dynamics.”

“In essence, an AI-powered Flexi Cap Fund combines the fund manager’s expertise with advanced data-driven intelligence. This creates a more refined, comprehensive, and adaptive approach to stock selection, strengthening decision-making and potentially enhancing investment outcomes,” added Jain.

This clearly shows that with the help of advanced technology, fund managers can generate favourable outcomes. Although this will be a new initiative, only time will tell how the fund performs in the future.