
Consumer loan risk weights to end lenders' exuberance: RBI deputy governor
While it is too early to conclude, risk management practices are getting better, says RBI deputy governor Swaminathan Janakiraman
While it is too early to conclude, risk management practices are getting better, says RBI deputy governor Swaminathan Janakiraman
Asset risks for Chinese banks will increase from the country's economic slowdown, says Moody's.
NBFCs' bank funding costs could rise by 40 basis points - 60 basis points, says Fitch
It is necessary to be watchful of any undue risk build-up in the system due to information gaps in these models, says Shaktikanta Das.
Mutual Fund exposure to NBFCs declined from ₹2.31 lakh crore to ₹1.77 Lakh crore between February 2018 and August 2023, while banks’ exposure rose to ₹13.83 lakh crore from ₹3.9 lakh crore.
Such concentrated linkages may create a contagion risk, says Shaktikanta Das
In the past two years, personal loans grew around 24% and credit card loans grew 28% compared with the overall banking sector's credit growth of around 15%.
The RBI has increased the risk weights on unsecured consumer loans, including credit cards, by 25% for both banks and NBFCs.
This excludes housing loans, education loans, vehicle loans, loans secured by gold and gold jewellery, and microfinance loans
The latest RBI order will help facilitate succession planning with respect to tenure and upper age limit for MD & CEO positions