Consumer loan risk weights to end lenders' exuberance: RBI deputy governor
While it is too early to conclude, risk management practices are getting better, says RBI deputy governor Swaminathan Janakiraman
banks
December 2023
November 2023
October 2023
Profitability of Indian banks to improve; China slowdown poses risks: Moody's
Asset risks for Chinese banks will increase from the country's economic slowdown, says Moody's.
India's tougher consumer credit norms address emergent risk: Fitch
NBFCs' bank funding costs could rise by 40 basis points - 60 basis points, says Fitch
Banks, NBFCs need to be careful in relying solely on algorithms: RBI governor
It is necessary to be watchful of any undue risk build-up in the system due to information gaps in these models, says Shaktikanta Das.
Mutual funds shun NBFCs as banks embrace them
Mutual Fund exposure to NBFCs declined from ₹2.31 lakh crore to ₹1.77 Lakh crore between February 2018 and August 2023, while banks’ exposure rose to ₹13.83 lakh crore from ₹3.9 lakh crore.
Bank-NBFC links merit close attention: RBI governor
Such concentrated linkages may create a contagion risk, says Shaktikanta Das
Moody's gives thumbs up to RBI's new risk weights on personal loans
In the past two years, personal loans grew around 24% and credit card loans grew 28% compared with the overall banking sector's credit growth of around 15%.
Bank, NBFC stocks fall as RBI tightens norms for personal loans; SBI, Axis Bank top losers
The RBI has increased the risk weights on unsecured consumer loans, including credit cards, by 25% for both banks and NBFCs.
Consumer loans may get expensive as RBI hikes risk weight by 25%
This excludes housing loans, education loans, vehicle loans, loans secured by gold and gold jewellery, and microfinance loans
RBI directs banks to ensure 2 whole-time directors on boards
The latest RBI order will help facilitate succession planning with respect to tenure and upper age limit for MD & CEO positions
