Bajaj Life Insurance has announced a record bonus of ₹1,939 crore for the financial year 2025–26, marking its highest-ever annual bonus declaration and a 5.8% increase over the ₹1,833 crore bonus announced in FY25. 

The bonus will benefit more than 11.89 lakh policyholders invested in the company’s participating insurance products. With the latest declaration, Bajaj Life Insurance has now announced bonuses consistently for 25 consecutive years. 

The insurer said policyholders holding traditional participating policies that remained in force as of March 31, 2026, will be eligible for the bonus, which is declared from the surplus generated under the participating fund. 

The company offers a range of participating products, including Ace, Flexi Income Goal, Cash Gain, Invest Gain, Swarna Vishranti, Lifetime Care, and Super Saver, among others. Policyholders under these plans will benefit from the declared bonus, subject to policy terms. 

In addition, select products such as Flexi Income Goal, ACE – Income, Lifelong Assure, and Cash Rich provide cash bonus benefits, with customers also having the option to accumulate these bonuses.

Bajaj Life Insurance has declared an accumulation fund interest rate of 6.49% for FY25–26 for applicable products. 

Tarun Chugh, MD and CEO, Bajaj Life Insurance, said the bonus declaration reflects the company’s disciplined investment strategy and commitment to delivering long-term value to policyholders. “We are pleased to announce this year’s bonus for our participating policyholders. It reflects the strength of our disciplined investment approach and our continued focus on delivering consistent value to our customers,” Chugh added. 

The company added that bonuses declared each financial year are distributed at the time of policy maturity or exit, depending on policy conditions. Cash bonuses, where applicable, may either be paid out on policy anniversaries or accumulated as per product features.