IIFCL logs record ₹57,680 crore sanctions in FY26; loan book rises 17% to ₹81,715 crore

India Infrastructure Finance Company Limited (IIFCL ) has recorded its highest-ever annual sanctions of ₹57,680 crore, up around 13% year-on-year. The government-owned infrastructure financier also saw its standalone loan book expand nearly 17% to ₹81,715 crore as of March 31, 2026, underlining its growing role in funding the country’s infrastructure buildout across sectors.

“FY 2025-26 marks another year of strong operational progress and institutional strengthening for IIFCL. Our record sanctions, continued expansion in loan book, net worth, resilient operating performance and significant improvement in asset quality reflect the strength of our core financing franchise and our long-term strategic direction,” said Rohit Rishi, Managing Director, IIFCL.

He added that the removal of scheme for financing viable infrastructure projects (SIFTI) restrictions is expected to provide greater financing flexibility and support faster credit expansion through new and innovative lending products.

The financial services company’s annual disbursements rose 16% year-on-year to ₹32,972 crore during FY26, reflecting sustained financing support for infrastructure creation across the country. Cumulative disbursements reached around ₹1.89 lakh crore on a standalone basis, while consolidated disbursements crossed ₹2.14 lakh crore.

For FY26, IIFCL reported a profit after tax (PAT) of ₹1,379 crore. Its net worth increased to ₹17,898 crore from ₹16,395 crore in the previous year, while the capital to risk-weighted assets ratio (CRAR) stood at a healthy 20.53%, significantly above regulatory requirements.

The company’s operating performance has also scaled steadily over the years. Operating income nearly doubled over the last five years to ₹6,972 crore in FY26 from ₹3,618 crore in FY22, while operating profit rose to ₹2,197 crore from ₹1,168 crore during the same period.

Asset quality improvements emerged as another key highlight for the year. Gross NPAs declined sharply to 0.40% from 1.11% a year earlier, while net NPAs reduced to zero. Around 96% of IIFCL’s assets were externally rated ‘A’ and above as of March 2026, compared with nearly 93% in the previous year, reflecting stronger underwriting standards and risk management practices.

Rishi said that as India enters a transformative phase of infrastructure-led economic growth, IIFCL remains committed to supporting the nation’s development priorities through responsible, innovative and sustainable financing solutions. “With a strong and growing balance sheet, prudent risk management framework and growing sectoral presence, the company is well-positioned for its next phase of growth as a future-ready infrastructure financing institution.”

As per the company, it further strengthened its role in infrastructure financing by deepening its presence across infrastructure sectors, while maintaining a balanced and diversified portfolio. This approach remains closely aligned with national development priorities and emerging opportunities in India’s infrastructure landscape.