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On-demand convenience platform Swiggy Ltd on Tuesday said it has partnered with Zerodha Fund House to enable delivery partners to save a part of their earnings with investments into mutual funds through its rider app.
Delivery partners can save a part of their earnings with investments into mutual funds, starting from Rs 100, the company said in a statement.
The investment is routed directly into schemes managed by Zerodha Fund House, and riders can track and manage their portfolios through the fund house’s WhatsApp-based interface, it added.
“With this partnership with Zerodha Fund House, we are making it easier for our delivery partners to invest their earnings and, in turn, become financially independent as well as invest for their future. This is another step towards giving every partner access to financial tools that are designed for them,” said Swiggy Senior Vice President – Driver and Delivery Org, Saurav Goyal.
Zerodha Fund House CEO Vishal Jain said the collaboration highlights how technology can simplify investing for mass users.
“For millions of gig workers, building long-term savings can be difficult when incomes are earned and spent in short cycles. A Swiggy delivery partner can now save a part of their weekly earnings into a mutual fund in a few taps and withdraw it whenever they need,” he said.
Zerodha Fund House, a relatively new entrant in India’s mutual fund industry, is part of the broader Zerodha ecosystem that includes one of the country’s largest retail brokerage platforms. The asset manager focuses on low-cost, index-based investment products aimed at simplifying wealth creation for retail investors.
Swiggy, one of India’s leading on-demand convenience platforms, operates across food delivery and quick commerce segments and has a large network of gig economy workers forming the backbone of its logistics operations. The company has been increasingly rolling out welfare and financial inclusion initiatives aimed at delivery partners, including insurance and income-support tools.
The partnership comes at a time when India’s gig economy is expanding rapidly, with millions of workers relying on platform-based income. However, irregular cash flows and limited access to formal savings products have remained key challenges. Initiatives such as embedded mutual fund investing are increasingly being adopted to bridge this gap by integrating financial products directly into work platforms, enabling small-ticket, flexible investments aligned with daily earnings cycles.