Shriram Finance Q4 results: PAT jumps 41% to ₹3,014 crore, NII up 16%

Shriram Finance Limited reported a strong March quarter, with profit rising sharply on the back of steady loan growth and higher interest income.

Shriram Finance's Q4 results

For the fourth quarter ended March 31, 2026, the company’s net interest income (NII) grew 15.6% year-on-year to ₹6,994 crore, compared with ₹6,051 crore in the same period last year. Profit after tax (PAT) rose 40.9% to ₹3,014 crore, up from ₹2,139 crore a year ago. Earnings per share for the quarter stood at ₹16.02, against ₹11.38 in the year-ago period.

For the full financial year FY26, NII increased 14.1% to ₹26,051 crore from ₹22,835 crore in FY25. The company reported a PAT of ₹9,998 crore, marking a 20.9% rise compared to ₹8,272 crore in the previous year, excluding a one-time gain from the sale of its stake in Shriram Housing Finance. Including the exceptional gain, last year’s profit stood at ₹9,761 crore.

Earnings per share for FY26 came in at ₹53.15. This reflects a 20.8% increase on an adjusted basis, and a modest 2.4% rise when compared with the previous year including the exceptional item.

Assets under management (AUM) continued to expand, rising 14.9% year-on-year to ₹3.02 lakh crore as of March 31, 2026, compared to ₹2.63 lakh crore a year earlier. On a sequential basis, AUM grew from ₹2.92 lakh crore as of December 2025.

What is the final dividend 

The board has recommended a final dividend of ₹6 per equity share for FY26. This is in addition to the interim dividend of ₹4.80 declared earlier in the year, taking the total payout for the year to ₹10.80 per share, subject to shareholder approval at the upcoming annual general meeting.

Credit rating ungraded 

The company also saw multiple credit rating upgrades during April. ICRA Limited, CRISIL and India Ratings and Research upgraded their ratings on Shriram Finance to AAA with a stable outlook, indicating improved credit strength and balance sheet resilience.

Global agency Fitch Ratings also upgraded the company’s rating to BBB- with a stable outlook, while raising its short-term rating to F3.